Buy to Let Mortgage

Welcome to the Buy to Let mortgage section of the Giles Finance & Consultancy Services Website.We can offer hundreds of Buy to Let mortgages, and this section lists the current best products available within our portfolio.  If you cannot find a Buy to Let mortgage to suit your needs please telephone a mortgage consultant on the telephone number 0208 593 2598.

Below is a list of some of our arears of expertise.

• Buy to Let on first time buyer basis.85% Loan to Value
• Unlimited adverse credit
• Lack of credit (low credit score)
• 100% rental cover available
• Letting to local authority, housing association and corporate lets allowed
• 15% builders deposit accepted
• First time buyer on buy to let basis
• Foreign nationals on visa accepted  
• Buy to Let rental yield based on income accepted
• All types of property accepted (subject to surveyors comments)
• 85% loan to value on Buy to Let schemes available

If you would like to discuss an issue in general, or ask us how we can help you in a  particular situation then please contact us via telephone or through or mail@gilesfinance.co.uk .

There are a number of potential sources of Buy to Let property finance, so why should you decide on us, over going directly to a bank or using another broker? There are two mains reasons.

• We will not charge you any broker fees if you send us your enquiry online.(strict terms apply)
• We are available via mail@gilesfinance.co.uk 24 hours a day, 7 days a week. and direct broker contact for real time case update. Office phone lines are open Monday to Friday 9.00am to 5.30pm.
• We are not restricted to one lender. We have access to all major Buy to Let mortgage lenders.

To help you make this decision we have laid out our organisational dynamics below.

Our Vision: “Your Financial Security through Simple Investment

Overview:

Finding an independent source of reliable guidance for Buy to Let property funding is difficult. Too often this specialist service is a marginalised secondary offering from businesses whose principal market rests in the domestic residential sector. We have been a specialist Buy to Let mortgage brokers since 2001 and have earned an industry wide reputation for making successful Buy to Let property acquisition a reality for clients.

For current Buy to Let market data, please click on the this link : Council of Mortgage Lenders

Our process:

We offer a fully dedicated service. Your personal consultant and administrator are present at every stage of the lending process from initial enquiry appraisal through to mortgage completion.

We aim to form supportive relationships with our clients, therefore all your subsequent enquiries will be dealt with by the same individuals who already understand your portfolio, circumstances and investment ambitions.

Our people:

Our team of expert consultants is comprised of experienced professionals with a proven track record in property finance with major banks, commercial lenders and other financial institutions. Consequently we know what is required to get you the right result in the quickest possible time.

Buy to Let service:

• Limited availability products offering market leading rates and terms
• Preferential mortgage application processing with lenders – mortgage offer in optimum timeframe
• Funding decision in a matter of minutes
• Portfolio client pool facilities
• Funding for niche property types (Blocks of flats, HMOs, ex LHA, etc)
• Funding for restrictive tenant types
• Negotiate tirelessly to get you the lowest mortgage rate possible
• Favourable terms including interest only periods negotiated
• Active and ongoing relationships with numerous lenders

For further information please click here to visit the FSA's Buy to Let mortgages

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP
PAYMENTS SECURED ON IT